About Us

Subprime Auto Financing

Orchard Auto Finance is a Michigan-based subprime lender, providing automotive financing options for individuals in need, regardless of their credit history. Our philosophy is that behind every credit score is a story to be told and that a credit score does not define a person.

We understand that not everything that is stated on the credit report tells the true story behind real circumstances of life events. We believe that everyone deserves a second chance. Our ultimate goal is for our customers to build or rebuild their credit for future buying power. We have a deep understanding on how to help a subprime borrower with transportation needs.